FIRE AND FIRE MULTIRISK
ACTIVA's Fire Policy is so flexible that whatever your needs, it can be tailored to suit them. This policy covers Business Premises (e.g. Factories, Shops, Offices and Warehouses) and their contents against loss or damage by fire, lightning and explosion.
The fire policy can be extended to cover special perils like earthquake, storm, flood, impact, overflowing of water tanks etc.
This is also a special policy that covers loss or damage. It is ideally suited for all business establishments that have plate glass installed in their business premises such as showrooms, shopping complexes, restaurants, hotels, theatres, stadiums, etc. This policy can also be taken as an add-on to household insurance where such installations exist.
While there are many different policies for businesses, there is a unique policy specially designed and adapted for office contents. This policy was exclusively designed to insure the contents of bona-fide offices. Although we refer to office contents, contents of consulting rooms and professional practices may also be insured.
Where business premises or property is destroyed or damaged by fire and/or allied perils, the resultant interruption to business may cause a disastrous trading loss, which an ordinary fire policy does not cover. The Consequential Loss Policy is designed to provide indemnity against trading losses such as Gross Profit loss due to a reduction in the volume of trading, Professional Accountants Fees and All wages.
The Activa Householders provides cover for household goods and personal effects against fire and allied perils and theft through forcible entry or exit.
Houseowners’ policy provides cover for your building[s], fixtures and fittings against fire and allied perils and damage to the building as a result of attempted burglary through forcible entry or exit.
This policy provides owners and or financers with cover against unforeseen and sudden physical loss or damage from fire and allied perils, breakdown, short circuiting etc to equipment such as Computers, Medical, Bio-Medical, Micro Processors, Audio-visual equipment’s etc.