This policy is designed to provide 24-hour cover for persons who sustain bodily injury resulting from accident caused by external violent and visible means leading to death and disablement. Medical expenses as a result of an accident are also covered. Benefits are not limited to only work related accidents and the cover is worldwide.
The policy indemnifies banks for accidental losses or damage sustained within stated limits under the various insuring clauses of the policy, which includes Infidelity of Employees, Premises Risk, Transit Risk, Forged Cheques, Forged Securities, Counterfeit Currencies, Damage to Offices and Contents, Professional Negligence and Loss of documents.
This policy provides owners and or financers with cover against unforeseen and sudden physical loss or damage from fire and allied perils, breakdown, short circuiting etc to equipment such as Computers, Medical, Bio-Medical, Micro Processors, Audio-visual equipment’s etc.