FIDELITY GURANTEE INSURANCE POLICY
This policy indemnifies employers for all pecuniary losses resulting from acts of dishonesty or fraudulent acts of employees acting alone or in collision with others.
PUBLIC LIABILITY INSURANCE POLICY
The policy covers the amount the insured is legally liable to pay as damages consequent upon accidental bodily injury or illness of any third party and accidental loss of or damage to property occurring in connection with the insured business or use of the insured’s property. It also covers legal costs and expenses recovered against the insured by any successful claimant.
EMPLOYEE'S LIABILITY INSURANCE POLICY
This policy provides cover for loss of or damage to property by theft following forcible and violent breaking into or out of your Commercial, Business or Private premises or any attempt there at.
STATED BENEFIT (WOMEN'S COMPENSATION) INSURANCE POLICY
This policy covers bodily injury caused by accidental, violent, external and visible means to any principal, partner, director or employee of the insured. The company will pay to the insured, on behalf of such person or his estate, the compensation stated in the schedule in the event of accidental bodily injury to any such person directly and independently of all other causes resulting within 24 Calendar months in death or disability as specified in the schedule under the heading circumstances.
PROFESSIONAL INDEMNITY INSURANCE POLICY
This policy covers professional people against their legal liability to third parties incurred whilst engaged in their profession. For example, a patient may institute a claim against a Medical Officer who negligently prescribed a wrong drug to him. The Medical Officer may fall on her professional indemnity insurers to bail her out.